How to Withdraw Cash in Japan
Japan remains a cash-oriented society, especially in smaller towns, local markets, and traditional shops. While credit cards are increasingly accepted in major cities, having yen in hand is still essential. Understanding where and how to withdraw cash will make your trip smoother and prevent unnecessary stress.
The easiest option for most travelers is to use international ATMs. Not all Japanese ATMs accept foreign cards, so look for machines at 7-Eleven convenience stores, Japan Post offices, and AEON supermarkets. These networks are widely known for accepting major international cards such as Visa, Mastercard, and some debit cards.
At 7-Eleven stores, ATMs are available 24 hours a day, making them convenient for late arrivals or early departures. Japan Post ATMs are common in post office branches, though operating hours may vary depending on the location. AEON bank ATMs can be found inside their supermarkets and shopping centers, often operating during extended store hours.
Before using an ATM, check your card’s international transaction fees and daily withdrawal limit. Japan’s ATMs typically dispense large bills, such as ¥10,000 notes, which are accepted everywhere, but you might want to break them into smaller denominations at convenience stores or ticket machines.
When withdrawing cash, follow the on-screen language selection to switch to English, then insert your card and follow the prompts. ATMs in Japan are generally safe, but it’s best to use machines in well-lit and secure locations.
Some travelers also prefer to exchange currency at banks, currency exchange counters in airports, or specialized money exchange shops in tourist areas. However, ATMs often provide a competitive exchange rate compared to in-person exchanges, especially when using a card with low foreign transaction fees.
For added security, keep some cash in a separate wallet or money belt, and avoid carrying large sums at once. While Japan is one of the safest countries in the world, taking standard precautions will help you travel with peace of mind.