Where to Exchange Money in Cities in Japan
Exchanging foreign currency in Japan is straightforward if you know where to look. While many travelers rely on ATMs, there are also numerous physical exchange counters in major cities that offer competitive rates. Here are some of the most convenient places to exchange money in popular destinations across Japan.
In Tokyo, foreign exchange services can be found in major districts like Shinjuku, Shibuya, and Ginza. Banks such as MUFG and SMBC have branches with currency exchange counters, though they may have limited hours. Large department stores like Isetan and Bic Camera also operate exchange machines, and travel-focused areas like Asakusa offer smaller, tourist-friendly exchange shops. In Shinjuku, there are many exchange shops like Daikokuya outside Omoideyokocho, a popular bar/restaurant street.
In Osaka, head to Umeda or Namba for the best access to exchange facilities. Currency exchange counters are located in shopping complexes like Grand Front Osaka and Namba City. The Osaka branch of Travelex also operates in central locations, and many hotels in the area offer currency exchange at the front desk for guests.
In Kyoto, you will find exchange services around Kyoto Station, including inside the station building and in nearby shopping areas. Popular tourist spots such as the Gion district and Kawaramachi also have smaller exchange counters, often inside convenience stores or souvenir shops.
In Fukuoka, Tenjin and Hakata are the main hubs for currency exchange. Hakata Station has dedicated exchange counters as well as ATMs that accept foreign cards. Tenjin’s shopping arcades and department stores, like Mitsukoshi, also provide exchange services.
In Sapporo, Odori and Susukino districts are the easiest places to find exchange counters. Sapporo Station itself has banking facilities and foreign-friendly ATMs, while major shopping malls such as Stellar Place also host exchange kiosks.
If you are traveling with a currency that is not commonly exchanged in Japan—such as from a smaller country with limited trade ties—you may find that exchange counters do not accept it. In this case, the best option is to exchange your money into a major currency (such as US dollars, euros, or British pounds) before arriving in Japan. These major currencies are widely accepted at Japanese exchange counters and will be easier to convert into yen at good rates. Alternatively, ensure your debit or credit card is part of an international network (Visa, Mastercard, Cirrus, Plus) so you can withdraw yen directly from ATMs that accept foreign cards, such as those in 7-Eleven stores, Japan Post offices, and AEON supermarkets.
For most cities, airports like Narita, Haneda, Kansai, and New Chitose have exchange counters with extended hours, but rates are often less favorable than in the city. To maximize your yen, consider using city exchange counters or ATMs linked to major international networks.